LendNation

How Can I Get an Online Personal Loan?

Are you trying to figure out if an online personal loan can be the solution to your current money problems? If you have an urgent expense or want to lump several debts together into one monthly payment, then a personal loan could be a great way to get your finances in order. We all know we sometimes have to deal with the unexpected. Whether it’s a car or home repair, education or child care expenses, sometimes we need a little extra help getting by. That’s where online personal loans can come in handy.

Let’s take a look at the ins-and-outs of online personal loans. We’ll start from square one and define online personal loans. From there, we’ll discuss the benefits, borrowing tips, and how LendNation strives to offer the best online personal loan services for our customers.If you want to talk to us right now to determine your best loan solution and eligibility, go ahead and create your account!

Apply Now

What is an Online Personal Loan?

To put it simply, an online personal loan is defined as money you receive from a lender, with a process that takes place entirely online. In today’s world, online loans are very common, with endless options for borrowers. While that makes it convenient for people who need quick cash loans, the process can feel overwhelming if you don’t do your homework first.

Types of Online Personal Loans

There are many types of online loans to choose from, with a variety of terms, repayment options, and other factors to consider. With LendNation, borrowers can compare installment loans, lines of credit, and payday loans—all with the convenience of an online application process.

The most common type of online personal loan is the installment loan option. This is a pretty basic and straightforward loan. With online personal installment loans, you borrow a certain amount and pay it back over time in agreed-upon monthly installments at a set interest rate.

Benefits of Online Personal Loans

Online personal loans come with a wide variety of benefits, depending on your situation and eligibility. Here are some of the common reasons why borrowers apply for online personal loans.

Convenience and Accessibility

This is pretty obvious: Online personal installment loans don’t require you to leave your house. You can apply for a loan and receive your money without changing out of your pajamas. Compared to a traditional bank loan, which may require an in-person visit and lengthy application process, this is a huge benefit.

Faster Approval and Funding

Let’s be real: You need your cash as quickly as possible. That’s another top reason why borrowers love online personal loans. As soon as you are approved, the cash is usually dispersed quickly. With a LendNation online personal loan, we offer same-day funding, and you typically get your money within 30 minutes.

How to Apply for a Personal Loan Online

We can’t speak for other loan providers, but we try to make the application process as simple, quick, and straightforward as possible. When you apply for an online personal loan with LendNation, here is what you will need before you begin.

Eligibility Requirements for Online Personal Loans

Current US-issued photo ID
Proof of income
Bank statement from within last 30 days
An active checking account
Current phone number & email address

Comparing Online Personal Loan Offers

There are a few things to consider when choosing between online personal loans, whether you are borrowing from a direct lender or financial institution. Here are a few things to keep in mind, no matter what kind of loan you’re considering:

Interest rate. This may be the most important part of any loan in the minds of most borrowers. This will help determine the total cost of your loan once it’s paid in full.
Length of terms. For people who borrow a larger amount, the timeline for paying back the loan may be the most important consideration. A lower-interest loan may not be best if you can’t keep up with higher monthly payments.
How quickly you receive funds. Some lenders require a lengthy application process, with additional time for the funds to be distributed to your bank account. With LendNation, we aim to get your money in your account within 30 minutes of approval. So, pay careful attention to this part of any loan you consider!

Before you apply for other quick cash loans, take a moment to contact LendNation. We offer a variety of loan services that you may not be aware of that could help resolve your current money problems. As a direct lender for personal loans, we try to take the hassle out of the borrowing process and remove the hoops you have to jump through with other lenders.

LendNation’s Online Personal Loan Services

At LendNation, we understand that every borrower has different needs, financial circumstances, and credit history. We also know that your credit history doesn’t tell the whole story of your money habits or financial decision-making. That’s why we offer a variety of loan solutions (depending on state laws and regulations) for borrowers like yourself to consider.

LendNation Online Loan Services

Installment Loans
Payday Loans
Personal Line of Credit

We also offer title loan options for individuals who own their vehicle and meet the qualifications. For more information about our loan services, visit this handy resource page to get started.

Why Choose LendNation?

There’s a simple reason why many borrowers like yourself choose LendNation for quick cash loans: We do everything we can to give people as many loan options as we can provide, and we try to make the process as quick as possible—so you can get your cash as quickly as possible!

When you reach out to us, our advisors will help you understand your loan options so you can make the best decision for YOU! We aren’t pushy, and we take a personal approach to customer service. Contact us today to experience the LendNation difference for yourself!

How to Get Started with LendNation

With LendNation, you have a simple way to apply for an online personal loan, compare multiple options, and quickly learn your eligibility. Plus, we strive to get your cash in your account on the same day you are approved. We often make it happen within 30 minutes of approval!To get started, you can either select your state or go ahead and apply now to learn if we can help you today!

Get your cash fast today – Apply online or in-store

Apply Online

Find a Store

Not Quite What You Were Looking For?

LendNation offers a variety of products and services to get you the cash you need fast, easy and all in one place. You can choose from a range of simple, flexible money solutions – available both in-store and online – including installment loans, lines of credit, and payday loans.With more than 300 locations across the United States, LendNation is committed to serving its customers and helping them achieve financial stability.

Resources: