Getting a payday loan can be easier than you think. Customers can open a LendNation account online or visit one of our stores to complete an application in person. You’ll need to provide some basic information to start. If you are approved, you could have your cash in as little as 30 minutes.

With a payday loan, you receive a one-time loan that you’re expected to pay back in a single lump sum, typically by your next paycheck. So, it’s a short-term borrowing option designed for immediate needs. Read more about the differences between installment loans and payday loans.

To apply for a payday loan, you’ll need a few basic things:

• Current US-issued photo ID
• Proof of income
• Bank statement from within the last 30 days
• An active checking account
• Current phone number and email address

At LendNation, we understand that not everyone has perfect credit. We don’t solely focus on credit scores for making a payday loan approval decision. Your income and ability to repay the loan play an important role, too.

Absolutely! If you find yourself in a position to pay off your LendNation payday loan early, you can definitely do so, and it’s encouraged. Paying early can save you some interest charges, and there’s usually no penalty for doing this.

Getting a payday loan can be super quick. Once you’ve applied and been approved, you could get the money on the same day – often in as little as 30 minutes – or by the next business day. It’s one of the fastest ways to get cash when you’re in a pinch. Start your payday loan application today.

The “best” payday loan depends on your specific needs and situation. LendNation offers a variety of options to fit different budgets. Consider what’s important to you, like loan amounts, fees, and repayment terms, before deciding. Payday loan
lenders like LendNation help customers when they need fast cash before their next payday.

When people need help paying for financial emergencies, they turn to LendNation for a payday loan. Here are five top reasons customers get a payday loan.

Finding a payday loan near you is easy with LendNation. Use the LendNation state selector to find local stores that offer payday loans near you.